// Guide
Real Money Online Casinos in the US: Top Legal Casino Sites and Apps
Every licensed US real money online casino in one place: which states allow them, who operates where, current welcome offers and how the casino apps rate.
Real money online casinos are legal and live in seven US states: New Jersey, Pennsylvania, Michigan, West Virginia, Connecticut, Delaware and Rhode Island. Maine became the eighth to legalize them in January 2026, but has not launched. Everywhere else, any site offering real money slots or blackjack is operating without a US license.
This guide lists every licensed casino brand still operating, describes the top ones in detail and compares their apps. Welcome offers come from each operator’s own promotion pages. App ratings were checked on the US App Store on November 2, 2026.
21+. Must be physically located in a state with legal online casinos. Gambling problem? Call 1-800-GAMBLER.
Our favorite casino apps in New Jersey: PlayStar, Stardust, Hard Rock Bet and Betinia
If you play in New Jersey, these are the four casino apps we recommend first. All four combine large video slot libraries with live dealer tables, and each has a welcome offer that gets you playing for very little.
- PlayStar Casino: the live casino. Live dealer blackjack, roulette, baccarat, craps and game shows such as Crazy Time, mostly from Evolution, alongside slots and Slingo. New players get a 100% match up to $500 plus up to 500 free spins from a $20 deposit.
- Stardust Casino: spins before you deposit. New players get 50 Cash Eruption spins with no deposit required, then a 100% match plus 225 more spins on the first deposit. The lobby runs from video slots and jackpots to live dealer tables.
- Hard Rock Bet Casino: the biggest library. 4,803 games in New Jersey, including live dealer tables and game shows. The offer is 500 spins on Cash Eruption plus up to $1,000 back on first-day slot losses, with only 1x wagering on the lossback.
- Betinia Casino: the biggest match. New in New Jersey in 2026, with casino games, live dealer tables and a sportsbook in one app. Its 110% match up to $1,100 plus 500 Bonus Spins beats the usual 100%, and the 20x wagering on bonus funds is lighter than most. Use Promo Code HORSEBET at sign-up.
All four are licensed in New Jersey, and Stardust and Hard Rock Bet also run in other states. This is our editorial pick, made separately from the popularity ranking below, and drone.bet partners with all four.

PlayStar Casino
Online casino · NJ100% Deposit Match up to $500 + up to 500 Spins
New customers in NJ, 21+. Minimum $20 first deposit within 7 days of registering; select "Welcome Offer Deposit Match" in the cashier. 30x bonus wagering within 30 days; only slots, Slingo and instant games count. Max bet $20. Spins worth $0.10 each, claimed and used within 7 days. Excluded games apply. Gambling problem? Call 1-800-GAMBLER.

Stardust Casino
Online casino · NJ & PA50 No-Deposit Spins + 100% Match & 225 Spins
New customers 21+ in NJ, PA or WV. 50 Cash Eruption spins with no deposit required, then a 100% match bonus plus 225 Cash Eruption spins on the first deposit. Match cap, minimum deposit, wagering and expiry vary by state; see the Stardust app terms. Gambling problem? Call 1-800-GAMBLER.

Hard Rock Bet Casino
Online casino · NJ & MI500 Cash Eruption Spins + $1K Casino Bonus Back
New customers 21+ in NJ or MI. Deposit $10+ for 500 Cash Eruption spins at $0.20 each, used within 7 days. Get 100% of net slot losses back as casino bonus, up to $1,000, over 24 hours from your first cash slot wager (made within 30 days of sign-up). Minimum 10 wagers; no single wager can be more than 50% of the loss. 1x wagering within 14 days. One welcome offer per player. Gambling problem? Call 1-800-GAMBLER.

Betinia Casino
Online casino · NJ110% Deposit Match up to $1,100 + 500 Bonus Spins
- Min dep
- $20
- Wagering
- 20x bonus · 30x spins
- Expiry
- 14 days
New players only. Min. $20 deposit. 110% match up to $1,100 plus 500 Bonus Spins ($0.10 each), awarded as 50 daily spins over 10 days. Daily login required. 20× wagering on casino bonus funds and 30× on spin winnings. 14-day expiry. Selected games only. 21+, NJ only. T&Cs apply. Gambling problem? Call 1-800-GAMBLER.
Licensed online casinos in the US: every legal operator
These brands hold licenses in at least one iCasino state today. States are listed in brackets.
- FanDuel Casino (NJ, PA, MI, WV; runs Mohegan Sun Casino in CT)
- DraftKings Casino (NJ, PA, MI, WV, CT)
- BetMGM Casino (NJ, PA, MI, WV)
- Caesars Palace Online Casino (NJ, PA, MI, WV)
- Fanatics Casino (NJ, PA, MI, WV)
- Golden Nugget Online Casino (NJ, PA, MI, WV)
- BetRivers Casino (NJ, PA, MI, WV, DE)
- bet365 Casino (NJ, PA, MI, WV)
- Hollywood Casino and theScore Bet casino (NJ, PA, MI, WV)
- Horseshoe Online Casino (PA, MI, WV)
- Hard Rock Bet Casino (NJ, MI)
- Borgata Online Casino (NJ, PA)
- Bally Casino (NJ, PA, RI)
- Stardust Casino (NJ, PA, WV)
- betPARX Casino (NJ, PA; Play Gun Lake in MI)
- Tropicana Online Casino and MONOPOLY Casino (NJ, PA)
- Mohegan Sun Online Casino (NJ, PA, CT)
- PlayStar Casino, Betinia, Ocean Online Casino, Resorts Casino, Resorts World Bet, Ember Casino, Vegas Club Casino, Wheel of Fortune Casino and Jackpocket Casino (NJ)
- PlayLive!, PlaySugarHouse, Wind Creek and Imperial Treasures (PA)
- Eagle Casino & Sports, FireKeepers and Four Winds (MI)
PokerStars no longer runs an online casino in the US. Its poker moved inside FanDuel in April 2026. ESPN Bet’s casino became Hollywood Casino inside theScore Bet in December 2025.
The top real money casino sites, ranked by popularity
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FanDuel Casino
FanDuel Casino is the most played online casino in New Jersey, with 22.5% of internet gaming win from January to September 2026. It is live in New Jersey, Pennsylvania, Michigan and West Virginia, and runs the Mohegan Sun online casino in Connecticut. Its casino app is rated 4.8 from 205,000 ratings.
New players get “1000 Bonus Spins to play on Huff N’ Puff Slots! Plus, get $25 in Casino Bonus” for a $5 first deposit, along with up to $1,000 back if they are down after the first day. The $25 bonus carries a 1x playthrough, and the spins arrive in batches of 50. FanDuel’s branded slots, led by the Huff N’ Puff series, are exclusive to its casino.
Who it suits: slots players who want a low first deposit and a polished app. casino.fanduel.com
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DraftKings Casino
DraftKings Casino is number two in New Jersey with 17.6% of 2026 win, and the only brand in all five of New Jersey, Pennsylvania, Michigan, West Virginia and Connecticut, where it runs the Mashantucket Pequot Tribe’s online casino. Its app is rated 4.7 from 112,000 ratings. DraftKings also owns Golden Nugget Online Casino and Jackpocket.
Its library mixes slots, live dealer tables and DraftKings-branded originals, and one wallet covers its sportsbook and casino. DraftKings’ welcome terms are shown in the app, so check the current offer for your state before depositing.
Who it suits: sports bettors who want casino games on the same account, and Connecticut players. casino.draftkings.com
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BetMGM Casino
BetMGM Casino took 12.8% of New Jersey’s 2026 win and operates in New Jersey, Pennsylvania, Michigan and West Virginia. Its app is rated 4.7 from 148,000 ratings, and play earns MGM Rewards points that count at MGM resorts.
In New Jersey and Pennsylvania, the current offer is a “100% Deposit Match, Up To $1,000 Plus, $25 On The House.” The minimum deposit is $10, the match carries 15x wagering on slots within 14 days, and the $25 needs only 1x. BetMGM lists ACH, cash at the MGM cage, credit and debit cards, prepaid card, e-wallets, wire transfer, Apple Pay and PayPal among its payment methods.
Who it suits: players who want a large deposit match with a moderate playthrough, and MGM Rewards members. casino.betmgm.com
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Borgata Online Casino
Borgata, the online arm of the Atlantic City resort, runs on BetMGM’s platform in New Jersey and Pennsylvania. It holds 8.1% of New Jersey’s 2026 win, and its app is rated 4.7 from 53,000 ratings.
New players choose between a 100% match up to $500 with 5x wagering, or 20 Bonus Spins for every $10 deposited with no wagering on the spins. The minimum deposit is $10.
Who it suits: New Jersey and Pennsylvania players who want low-wagering bonuses and Atlantic City ties. borgataonline.com
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Caesars Palace Online Casino
Caesars Palace Online Casino took 7.0% of New Jersey’s 2026 win and runs in New Jersey, Pennsylvania, Michigan and West Virginia. Its app is rated 4.7 from 30,000 ratings.
In Michigan, New Jersey and West Virginia, Promo Code WELCOME unlocks “$10 No Deposit Casino Bonus on Select Slot Games (1X) + 100% Deposit Match up to $1,000 on Select Slot Games (15X) + 2,500 Bonus Reward Credits.” Pennsylvania has the same package with slightly different terms. Every wager earns Caesars Rewards credits and tier status, which count at Caesars resorts nationwide.
Who it suits: Caesars Rewards members and players who want a no-deposit bonus before they fund the account. caesarspalaceonline.com
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Hard Rock Bet Casino
Hard Rock Bet Casino is live in New Jersey and, since December 2025, in Michigan. It took 6.6% of New Jersey’s 2026 win, growing by a quarter year on year. Its Michigan lobby listed 4,515 games on November 1, 2026, including live dealer blackjack, roulette, baccarat and game shows.
The welcome offer is 500 Bonus Spins on Cash Eruption, worth $0.20 each, plus up to $1,000 back in Casino Bonus on net slot losses over your first 24 hours, with 1x wagering. The minimum deposit is $10 and no Promo Code is needed. Deposits and withdrawals run through bank transfer, debit card, PayPal and Venmo.
Who it suits: slots players who want a large library and a lossback bonus with light wagering.
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Fanatics Casino
Fanatics is the fastest-growing casino in New Jersey: its September 2026 win was up 187% on a year earlier. It holds 5.0% of 2026 win, operates in New Jersey, Pennsylvania, Michigan and West Virginia, and its app is rated 4.8 from 37,000 ratings.
The welcome offer is 1,000 Bonus Spins on 7’s Fire Blitz Hotstepper 2, paid as 100 spins a day for 10 days, after a $5 wager in Michigan and New Jersey or a $10 wager in Pennsylvania and West Virginia. Every bet earns FanCash, which you can spend on Fanatics merchandise.
Who it suits: players who like daily spins and want rewards they can spend on team gear. betfanatics.com/casino
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BetRivers Casino
BetRivers, from Rush Street Interactive, operates in New Jersey, Pennsylvania, Michigan and West Virginia, and powers all three of Delaware’s lottery casino sites: Delaware Park, Bally’s Dover and Harrington. Its combined casino and sportsbook app is rated 4.9 from 52,000 ratings, the highest of any casino app we checked.
The iRush Rewards program covers casino and sports play. Check the current welcome offer on BetRivers’ site for your state.
Who it suits: Delaware players, and anyone who wants one highly rated app for slots and sports. betrivers.com
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Golden Nugget Online Casino
Golden Nugget, owned by DraftKings since 2022, operates in New Jersey, Pennsylvania, Michigan and West Virginia. It holds 3.8% of New Jersey’s 2026 win, and its app is rated 4.7 from 53,000 ratings. Check its current welcome offer for your state on the Golden Nugget site.
Who it suits: players who want a DraftKings-backed casino with a separate, classic Atlantic City feel. Golden Nugget on the App Store
Newer and smaller New Jersey casinos
New Jersey has the most crowded market, with 28 casino brands reporting revenue in September 2026. Several smaller names offer bigger percentage matches to stand out.
Betinia launched in New Jersey in 2026 under Caesars’ license. It offers a 110% match up to $1,100 plus 500 Bonus Spins, with 20x wagering on bonus funds. Use Promo Code HORSEBET at sign-up.
PlayStar Casino is a New Jersey-only site with a “100% deposit match Welcome Bonus up to $500” plus up to 500 free spins, from a $20 deposit with 30x wagering in 30 days. Stardust Casino, from Boyd Gaming, revives a famous Las Vegas name in New Jersey, Pennsylvania and West Virginia.
Casino apps compared: ratings and reach
App Store ratings on the US store, checked November 2, 2026. Apple rounds rating counts. New Jersey share is each brand’s share of internet gaming win from January to September 2026, as reported by the Division of Gaming Enforcement.
| Casino | App Store rating | Ratings | States | NJ share 2026 | Promo Code |
|---|---|---|---|---|---|
| FanDuel Casino | 4.8 | 205K | NJ, PA, MI, WV, CT | 22.5% | None |
| DraftKings Casino | 4.7 | 112K | NJ, PA, MI, WV, CT | 17.6% | None published |
| BetMGM Casino | 4.7 | 148K | NJ, PA, MI, WV | 12.8% | None |
| Borgata | 4.7 | 53K | NJ, PA | 8.1% | None |
| Caesars Palace | 4.7 | 30K | NJ, PA, MI, WV | 7.0% | WELCOME |
| Hard Rock Bet Casino | 4.7 | 18K | NJ, MI | 6.6% | None |
| Fanatics Casino | 4.8 | 37K | NJ, PA, MI, WV | 5.0% | None needed for spins |
| BetRivers | 4.9 | 52K | NJ, PA, MI, WV, DE | 4.0% | See site |
| Golden Nugget | 4.7 | 53K | NJ, PA, MI, WV | 3.8% | See site |
| Bally Casino | 4.6 | 52K | NJ, PA, RI | 2.1% | See site |
| bet365 Casino | 4.3 | 7.4K | NJ, PA, MI, WV | 1.3% | See site |
| PlayStar | 4.3 | 1.7K | NJ | 1.0% | None |
| Stardust | 4.6 | 8.9K | NJ, PA, WV | Under 1% | See site |
| Betinia | 4.2 | 573 | NJ | Under 1% | HORSEBET |
Where online casinos are legal: the seven iCasino states
| State | Regulator | Online casinos since | Casino brands live |
|---|---|---|---|
| New Jersey | Division of Gaming Enforcement | 2013 | 28 reporting revenue |
| Pennsylvania | Gaming Control Board | 2019 | About 24 |
| Michigan | Gaming Control Board | 2021 | 15 operators |
| West Virginia | West Virginia Lottery | 2020 | About 11 |
| Connecticut | Department of Consumer Protection | 2021 | 2 (DraftKings, Mohegan Sun) |
| Delaware | Delaware Lottery | 2013 | 3 sites on BetRivers |
| Rhode Island | Rhode Island Lottery | 2024 | 1 (Bally Casino) |
New Jersey online casinos
New Jersey is the largest and most competitive market, with $274.8 million in internet gaming win in September 2026 alone, up 13% on a year earlier. New brands keep arriving: Betinia, Ember Casino, Vegas Club Casino and Resorts World Bet all launched in 2026. Our New Jersey online casino promos guide compares the current offers.
Pennsylvania and Michigan
Pennsylvania reported $249.3 million in online casino revenue in September 2026, and Michigan $300.2 million. Both have broad markets with all the national brands, plus local names such as PlayLive! and Wind Creek in Pennsylvania, and tribal casinos such as FireKeepers and Four Winds in Michigan.
The smaller iCasino states
West Virginia carries most national brands through its lottery. Connecticut has two online casinos, one for each tribal nation: DraftKings for the Mashantucket Pequot and Mohegan Sun, powered by FanDuel. Delaware’s three casinos all run on BetRivers. Rhode Island has one, Bally Casino, live since March 2024.
Maine and the next states
Maine legalized online casinos in January 2026, giving the four Wabanaki Nations exclusive rights. Caesars has announced plans with three of them, pending regulatory approval, and the state was still finalizing its rules in fall 2026. No Maine site was live as of November 2026. Bills in Virginia, Maryland, Massachusetts and other states stalled in 2026.
How to sign up at a real money online casino
- Be in an iCasino state. You must be 21 or over and physically in New Jersey, Pennsylvania, Michigan, West Virginia, Connecticut, Delaware or Rhode Island. Residency is not required.
- Choose a licensed casino. Download its app from the App Store or Google Play, or use its official website.
- Register. Give your legal name, address, date of birth and the last four digits of your Social Security number. Enter a Promo Code if the casino publishes one.
- Pass the location check. Allow location services on your phone, or install the casino’s location plug-in on a computer.
- Deposit and claim the welcome offer. Check the minimum deposit, the wagering requirement and the expiry before you play.
Withdrawals and payment methods
Licensed casinos must verify your identity before paying out. Expect to give your name, address, date of birth and the last four digits of your Social Security number, and occasionally a photo ID or utility bill. Verify early.
Most casinos send withdrawals back to the method you deposited with. E-wallets such as PayPal are usually the fastest, online bank transfers take a few business days, and some casinos also let you collect cash at a partner casino cage. BetMGM, for example, lists ACH, cash at the MGM cage, cards, prepaid card, e-wallets, wire transfer, Apple Pay and PayPal.
Real money casino games: slots, tables and live dealer
Slots make up most of every library, from branded exclusives such as FanDuel’s Huff N’ Puff series to progressive jackpot networks. Table games cover blackjack, roulette, baccarat and craps, and live dealer studios stream real tables to your phone. Many casinos also offer video poker, which can return more than most slots when played well.
RTP: which games pay back the most
Return to player, or RTP, is the share of all money wagered that a game pays back over time. Blackjack and video poker with good strategy return the most, often above 99%. Slots usually sit between 90% and 97%. RTP is a long-term average, not a promise for any one session. Check a game’s info screen for its published figure.
Online casino bonuses and Promo Codes
US welcome offers come in four main shapes: deposit matches (BetMGM, Caesars, Borgata, Betinia), bonus spins (FanDuel, Fanatics, Hard Rock Bet), lossback (FanDuel, Hard Rock Bet) and small no-deposit bonuses (Caesars Palace). The wagering requirement decides what each is worth. A $500 bonus at 15x needs $7,500 of slot play, while a 1x lossback needs only one play-through.
Most casinos no longer use Promo Codes. Where one is published, such as WELCOME at Caesars Palace, SHOEHSH at Horseshoe in Pennsylvania or HORSEBET at Betinia, enter it at registration. Our online casino bonuses guide explains the terms, and the promos section lists codes by state.
Real money vs sweepstakes vs offshore casinos
A real money casino holds a state license, pays in cash and answers to a regulator. A sweepstakes casino uses play coins and redeemable prize coins under promotional sweepstakes law. They are available in many states without a gambling license, but New Jersey, New York, California and several others have banned them. Offshore casinos hold no US license at all, and state regulators warn that players have no protection if they refuse to pay.
How to check that an online casino is licensed
Every iCasino state publishes its approved sites. Check the New Jersey Division of Gaming Enforcement, the Pennsylvania Gaming Control Board or the Michigan Gaming Control Board’s list of authorized operators. A licensed site shows the regulator’s name and the state helpline in its footer.
Taxes on online casino winnings
Casino winnings are taxable income, and casinos issue a Form W-2G for larger wins. From the 2026 tax year, people who itemize can deduct gambling losses only up to 90% of those losses, against winnings. See IRS Topic 419 or a tax advisor.
Play responsibly
All licensed casinos offer deposit limits, session reminders, cooling-off periods and self-exclusion, and New Jersey, Pennsylvania and Michigan run statewide exclusion lists. Decide your budget before you play. If gambling stops being fun, call 1-800-GAMBLER or see our responsible gambling page.
21+. Must be physically located in New Jersey, Pennsylvania, Michigan, West Virginia, Connecticut, Delaware or Rhode Island. Gambling problem? Call 1-800-GAMBLER.
FAQ
Which states have legal online casinos?
Seven: New Jersey, Pennsylvania, Michigan, West Virginia, Connecticut, Delaware and Rhode Island. Maine legalized online casinos in January 2026, but no site had launched there as of November 2026.
Are online casinos legal in the US?
Only in states that have legalized and licensed them. Federal law leaves online casino gaming to the states, so a real money casino is legal only when it holds a license from the state you are physically in.
Do online casinos pay real money?
Licensed online casinos pay winnings in cash, which you can withdraw to your bank account or another approved method once your identity is verified. Bonus funds usually have to be wagered a set number of times before they become withdrawable.
What is the most popular online casino in the US?
FanDuel Casino. In New Jersey, which publishes monthly revenue for every casino brand, FanDuel took 22.5% of internet gaming win from January to September 2026, ahead of DraftKings (17.6%) and BetMGM (12.8%).
Which online casino pays out the fastest?
Payout speed depends mostly on the method. E-wallets such as PayPal are usually quickest once your account is verified, while bank transfers and checks take longer. Verify your account early so your first withdrawal is not held up.
What is the difference between a real money casino and a sweepstakes casino?
A real money casino is licensed by a state regulator and you play with cash. A sweepstakes casino uses play coins and prize coins under promotional sweepstakes law, operates in many states without a gambling license, and has been banned in several states.
Is it safe to play at offshore online casinos?
No. Offshore sites hold no US state license, so no US regulator checks their games or protects your deposits, and you have no official complaint route if they refuse to pay. State regulators regularly warn players to stay away from them.
How can I check if an online casino is licensed in my state?
Use your state regulator's list of authorized sites: the Division of Gaming Enforcement in New Jersey, the Gaming Control Board in Pennsylvania, the Michigan Gaming Control Board, and the state lottery or consumer protection agency in the other iCasino states.
What is the minimum age to play online casino games?
21 in every state with legal online casinos.
Can I play at a real money online casino outside a regulated state?
No. You must be physically inside a state that licenses online casinos, though you do not need to live there. The casino checks your location before every session.
Do I have to pay taxes on online casino winnings?
Yes. Casino winnings are taxable income and must be reported, and casinos issue a Form W-2G for larger wins. From the 2026 tax year, deductible losses are capped at 90% of losses for people who itemize.
Should I sign up at more than one online casino?
Many players do. Each licensed casino gives new customers its own welcome offer, and game libraries and exclusives differ. Set an overall budget across all your accounts and use each casino's deposit limits.